The Insurance Council presented at the International Association for the Seismic Performance of Non-structural Element in buildings workshop on 31 March 2016 hosted by the University of Canterbury. The paper presented by ICNZ Insurance Manager, John Lucas, examined the value proposition of the upfront spend by developers and building owners to be compliant with the voluntary codes and standards to avoid unnecessary losses and expensive disruptions caused by ceilings and building services breaking loose and crashing to the floor in a moderate earthquake event.